Apply for Financing

Apply for Mercedes-Benz Auto Financing Online

Once you've browsed our selection of new and pre-owned vehicles and found the perfect one for your lifestyle, it's time to start exploring your financing and leasing options in Troy.

If you're interested in Mercedes-Benz financing, take a few minutes to apply for auto financing online using the form above. All you have to do is fill out the necessary fields, then once you've submitted the form, a team member from Mercedes-Benz of Rochester will be in contact with you to discuss your financing or leasing options.

What You Need to Know When Applying for Mercedes-Benz Financing

Rochester drivers who work with the finance team at Mercedes-Benz of Rochester can expect exceptional financing rates. We pride ourselves on cultivating a strong network of lenders who are dedicated to providing buyers with the best rates possible.

When you prepare to apply for car finance, it's recommended that you work on boosting your credit score–seeing as a higher credit score equals a lower interest rate. Here are factors that lender will take into consideration when you apply for Mercedes-Benz financing:

  • Credit score
  • Employment information
  • Date of birth
  • Loan amount
  • Trade-in value (if applicable)
  • Vehicle age

Leasing vs. Financing a New or Pre-Owned Mercedes-Benz

Leasing and financing both have their respective pros and cons, but which option is best for you? Here are some things to keep in mind when deciding whether to lease or finance:

Financing Benefits

  • When you apply for car finance, it's a great opportunity to build equity.
  • You have the ability to make any desired customizations.
  • There are no mileage restrictions to adhere to.

Financing is a good option for drivers who intend to keep their vehicles for a long period of time. However, some potential downsides of Mercedes-Benz financing include increasing maintenance costs and a higher monthly payment.

Leasing Benefits

  • You'll have a lower monthly payment and lower repair costs.
  • There's the freedom to upgrade to the latest models on the market.
  • Leased vehicles have great warranty coverage.

Mercedes-Benz leasing is great for Sterling Heights commuters who want quick and easy access to the newest model and latest automotive features. Although, Mercedes-Benz leasing does mean that you're unable to customize the automobile and you have to adhere to mileage limits, or else you'll likely have to pay a penalty fee.

Discover Your New & Used Mercedes-Benz Financing Options at Mercedes-Benz of Rochester

If you have any questions about how to apply for car financing, or you need help with figuring out whether financing or leasing is best for you, reach out to our finance experts today. Our dealership is dedicated to making auto financing simple.